Blake Harmon
Flemingsburg
Summary
Accomplished Loan Officer with expertise in underwriting and portfolio management, managing a $40M loan portfolio at Peoples Bank of Kentucky, INC. Proven ability to develop strong client relationships and drive business growth. Skilled in financial services and credit analysis, with a focus on delivering exceptional customer service and achieving results.
Overview
15
15
years of professional experience
Work History
Loan Officer
Peoples Bank of Kentucky, INC
05.2014 - Current
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Underwrite personal, ag, commercial, real estate and business loans.
- Developed and maintained relationships with customers, lenders and other third parties.
- Manage a $40,000,000 loan portfolio consisting of 650 active loans.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Collaborated with other departments to promptly process loan applications.
- Examined customer loan applications for loan approvals and denials.
Teller/Vault Teller/Universal Banker
US Bank
06.2010 - 05.2014
- Educated customers on use of banking website and mobile apps.
- Processed customer transactions promptly, minimizing wait times.
- Completed
- accurate, high-volume money counts via both manual and machine-driven approaches.
- Identified sales opportunities and referred customers to branch partners in financial services.
- Opened checking, savings, CD's and IRA accounts.
- Originated personal, auto, business and home equity loans.
- Closed personal, auto, business and home equity loans.
- Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
- Monitored and reported suspicious activity in line with bank security policies.
- Disbursed cash and checks accurately while maintaining security of cash drawers.
- Trained new hires on customer service policies and procedures.
Education
Graduate Certificate - Overall General Banking
KBA General Banking School
Louisvlle, KY06-2016
Associate of Arts - Business
Maysville Community And Technical College
Maysville, KY05-2007
Skills
- Business development
- Financial services
- Loan servicing
- Credit analysis
- Collections proficiency
- Underwriting expertise
- Portfolio management
- Loans
- Mortgage lending
- Banking
Accomplishments
Elected for two terms on Flemingsburg City Council. 2019-2023
Timeline
Loan Officer
Peoples Bank of Kentucky, INC
05.2014 - Current
Teller/Vault Teller/Universal Banker
US Bank
06.2010 - 05.2014
Graduate Certificate - Overall General Banking
KBA General Banking School
Associate of Arts - Business
Maysville Community And Technical College