Katie L Kamuf
Owensboro
Summary
Highly motivated CQA Lead Analyst with experience in managing staff assignments along with a strong background in organization, detail and project management. Previously involved in testing of the Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Foreclosure (Covid Moratorium and State Requirements), and Real Estate Settlement Procedures Act (RESPA) to ensure business line controls are designed to effectively mitigate regulatory requirements and do not pose a threat to bank or borrower harm.
Overview
22
22
years of professional experience
Work History
CQA Lead Analyst
US Bank Home Mortgage
09.2018 - Current
- Review regulations, best business practices, business line risk and customer impact as it relates to day to day functions within the Bank.
- Responsible for managing staff assignments who conduct risk focused testing as well as enterprise compliance testing of business line processes and controls.
- Facilitate business line conversations around risk concerns, controls in place to mitigate those risks as well as Management monitoring reports.
- Open Archer related items as necessary.
- Ensure action plans are developed and are appropriate to mitigate risk identified.
Quality Management Supervisor
U.S. Bank Home Mortgage
8 2016 - 09.2018
- Responsible for managing staff of 4 employees in Owensboro, KY.
- Recently acquired staff of 9 employees in Irving, TX.
- Oversight of daily processes including production and pipeline.
- Collaboration with partners across multiple Business Lines to improve and streamline processes where available.
- Facilitated reduction of Quality Control errors across various Business Lines.
- Presentation of monthly Scorecards to staff along with development of action plans associated with goal setting.
- Developed additional testing based on bank and borrower risk identified and finalized successful build of new metrics for Escrow, Assumptions and Investor Reporting.
- Review of Regulations surrounding current testing scopes on a regular basis.
- Frequent discussions with Legal/Compliance concerning regulatory violations identified during testing.
- Assisted with CAS (Corporate Audit Services) identified and OCC identified Audit testing by providing responses and feedback.
- Implemented and facilitated PFD (Points for Discussion) action plans as a result of CAS identified regulatory concerns.
RCA Consultant
U.S. Bank Home Mortgage
05.2014 - 08.2016
- Responsible for maintaining flood testing within the department.
- Operates testing database to ensure efficiency of work.
- Adaptive to change throughout policy and procedure.
- Reports exceptions to the business line to ensure the proper corrective action is taken.
- Provided onsite training
- Successfully led key projects which resulted in approved changes to test scripts and procedures.
Investor Reporting Specialist
U.S. Bank Home Mortgage
12.2011 - 06.2014
- Reconciliations of Investor bank accounts Electronic submission of monthly reports Responsible for transmitting wires to certain investors Maintaining communication with contacts for investors Balancing of remittance amount due to investors.
- Maintained an organized working environment to reduce errors.
Qualifying Assumption Specialist
U.S. Bank Home Mortgage
01.2008 - 12.2011
- Maintaining Investor guidelines and procedures.
- Providing Customer Service.
- Responsible for obtaining title insurance and recording fees.
- Providing proper documentation to auditors.
Assistant Manager
Pacific Sunwear
06.2006 - 02.2008
- Responsible for ensuring staff is on time and works efficiently
- Conducted interviews for new hires
- Conducted daily work directives for store updates
Assistant Manager
Pet Food Center
10.2004 - 06.2006
- Responsible for weekly product orders
- Balancing cash drawer and nightly deposit
- Managing employees and issuing disciplinary action as needed
Education
Associates of Arts -
Owensboro Community and Technical College
2013
Diploma -
Owensboro High School
2006
Skills
- Detail Oriented
- Quick Learner
- Training and Development
- Goal Driven
- Highly Organized
- Problem Solver
- Internal Auditor
- Familiar with Regulatory Requirements
Timeline
CQA Lead Analyst
US Bank Home Mortgage
09.2018 - Current
RCA Consultant
U.S. Bank Home Mortgage
05.2014 - 08.2016
Investor Reporting Specialist
U.S. Bank Home Mortgage
12.2011 - 06.2014
Qualifying Assumption Specialist
U.S. Bank Home Mortgage
01.2008 - 12.2011
Assistant Manager
Pacific Sunwear
06.2006 - 02.2008
Assistant Manager
Pet Food Center
10.2004 - 06.2006
Quality Management Supervisor
U.S. Bank Home Mortgage
8 2016 - 09.2018
Associates of Arts -
Owensboro Community and Technical College
Diploma -
Owensboro High School