Overview
Work History
Skills
Career Focus
Accomplishments
Timeline
Generic

TAMMY HOLMBERG

Louisville,KY

Overview

22
22
years of professional experience

Work History

Mortgage Loan Officer

1st Signature Lending
02.2024 - Current
  • Evaluated client financial profiles to determine loan eligibility and risk assessment.
  • Cultivated relationships with builders and industry partners to generate leads.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Participated in industry events and conferences to build relationships and gain market intelligence.
  • Increased loan approval rates by efficiently managing pipeline and maintaining strong relationships with borrowers, builders, realtors, and underwriters.
  • Worked with underwriters to fix application problems and resolve issues.
  • Originated one time close construction to permanent loans using FHA, VA, USDA, and Conventional programs.

VP - Purchase

GRMC Lending (Grand River Mortgage Co)
09.2022 - 12.2023
  • Increased company growth through collaboration with sales and marketing departments.
  • Led operational team in training, implementation, and management of new product lines.
  • Originating FHA, VA, Conventional, and USDA mortgages including manufactured and modular homes.

Senior Mortgage Banker

Real Genius, A Division Of First Bank Of TN
12.2021 - 07.2022
  • Originating loans through Costco Executive members leads and realtors.
  • Jumbo, conventional, VA, and FHA loans.
  • Interview applicants to determine a mortgage that best suits their needs.

Loan Director

1st Signature Lending
03.2018 - 12.2021
  • Managed a team of top producing loan officers.
  • Recruit, hire, train, supervise, and develop staff in an effort to create strong team members that contribute to the success and growth of the team.
  • Specializing in all mortgage loan products including FHA, VA, USDA, Conventional, Construction to Permanent, and one time close CTP loans.
  • Partnered with multiple Clayton Home locations throughout the country along with various other manufactured home centers.

Loan Originator

First Choice Loan Services, a Berkshire Bank Company
04.2014 - 03.2018
  • FHA, VA, Rural Housing, Conventional, and Jumbo loans.
  • Originating loans through solicitation of Costco Executive member leads and real estate agents.
  • Completed applicant interviews and maintained customer database files.
  • President Club member 2015.
  • Top 1% Mortgage Originators of America 2016.

Mortgage Loan Officer

First Internet Bank of Indiana
06.2012 - 04.2014
  • Ensured the successful origination and closing of residential mortgage transactions including HELOC's.
  • Remained current on trends to inform clients about current developments and guideline enhancements.
  • Advised strategic partners on closing, good faith estimates, and financing options.

Vice President

The Federal Savings Bank fka Chicago Bancorp
08.2011 - 08.2012
  • Recruited by both the former Managing Director and National Sales Manager of Guaranteed Rate to help grow the direct division of The Federal Savings Bank nationally.
  • Assisted in managing a sales team of ten and an operations staff of two.
  • Duties include setting production goals and creating sales contests while maintaining my own production.

Vice President

Guaranteed Rate Mortgage
10.2008 - 08.2011
  • Managed a team of 10 top producing originators along with two team processors.
  • Set division record for revenue and volume in October 2010.
  • Consistently in the top three teams in the division for volume and revenue.
  • Responsible for keeping all team members apprised of lending changes and updates.
  • Created monthly sales contests.

Assistant Vice President

Guaranteed Rate Mortgage
03.2005 - 10.2008
  • Recruited to start a purchase division for the Direct division which included Lendingtree and Internet leads.
  • Assisted in managing a team of 10 originators while maintaining my own production.
  • Top producer for the division and Presidents Club member for the years 2005 through 2010.
  • Promoted to Vice President in October 2008.

Mortgage Loan Originator

First Residential Mortgage
02.2003 - 04.2005
  • Compiled pertinent information to determine mortgage qualifications for VA, FHA, Conventional, and Rural Housing loans.
  • Awarded top purchase originator for the entire company of 300+ originators.
  • Won multiple additional awards as top producer.

Skills

  • Proficient using DU, DO, LP, GUS
  • Proficient with Encompass & Velocify
  • NMLS #60683
  • Effective oral and written communicator

Career Focus

Secure a position utilizing my 25+ years of outstanding performance in the mortgage banking industry.

Accomplishments

    Top producing Loan Director 2019-2021 in both volume and units. Presidents Club member 2005-2010. Top Sales Manager 2009-10. Top volume producer in the division. Set division record for single month volume and revenue in 2010. Received numerous awards for top quarterly and monthly production as both a producer and Sales Manager. Excellent communicator and relationship builder. Consistently led my division in client referrals. Proven Sales Manager with the ability to lead both a sales and operations team while achieving record breaking production numbers. Top 1% Mortgage Originators in America 2016

Timeline

Mortgage Loan Officer

1st Signature Lending
02.2024 - Current

VP - Purchase

GRMC Lending (Grand River Mortgage Co)
09.2022 - 12.2023

Senior Mortgage Banker

Real Genius, A Division Of First Bank Of TN
12.2021 - 07.2022

Loan Director

1st Signature Lending
03.2018 - 12.2021

Loan Originator

First Choice Loan Services, a Berkshire Bank Company
04.2014 - 03.2018

Mortgage Loan Officer

First Internet Bank of Indiana
06.2012 - 04.2014

Vice President

The Federal Savings Bank fka Chicago Bancorp
08.2011 - 08.2012

Vice President

Guaranteed Rate Mortgage
10.2008 - 08.2011

Assistant Vice President

Guaranteed Rate Mortgage
03.2005 - 10.2008

Mortgage Loan Originator

First Residential Mortgage
02.2003 - 04.2005

Similar Profiles

CREATE PROFILE
TAMMY HOLMBERG